Orthodontic cost depends on what your case actually needs, so The Orthodontic Gallery quotes a real number after an examination rather than a range before one. What we can tell you now: traditional braces start at $500 down, in-house payment plans carry no interest, we accept CareCredit and HSA and FSA funds, and the consultation that produces your quote is free. We accept most dental insurance plans and will help you understand your orthodontic benefit.
We believe the cost of treatment should be clear from the start. We would rather deal with it directly. This page explains what drives the price of treatment, how paying for it works here, and how to get your own number without paying anything to find out.
What Actually Drives the Cost
- How complex the case is. A small amount of crowding on an otherwise healthy bite is not the same job as a skeletal crossbite. Complexity, not the appliance, is the biggest single factor.
- How long treatment runs. Orthodontic fees largely depend on chair time and appointments. A six-month limited case and a thirty-month comprehensive case are priced very differently.
- Which appliance the case calls for. Metal braces, ceramic braces, LightForce custom brackets, and clear aligners all sit at different points. Sometimes the clinically better option is also the cheaper one, and we will say so.
- Whether other providers are involved. Cases that need an oral surgeon, an extraction, or coordination with a general dentist carry costs that aren’t ours and aren’t included in our fee.
- Retention afterward. Retainers and retainer replacement are part of the real lifetime cost of orthodontics, and any honest estimate includes them. Ask about it at your consultation rather than discovering it two years in. See our retainers page.
How Payment Works Here
$500 down to start traditional braces
Traditional braces begin at $500 down. The rest is spread across the length of treatment.
No-interest in-house payment plans
Our payment plans are financed in-house and carry no interest. That is not a promotional rate that resets after twelve months. There is no interest on the plan.
CareCredit
For patients who want a longer term than our in-house plan offers, we accept CareCredit, a third-party healthcare credit line with its own terms and approval process.
HSA and FSA funds
Orthodontic treatment is an eligible medical expense under both. Using pre-tax dollars is the single most overlooked way to reduce what treatment actually costs you, and it is worth checking your balance and your plan year deadline before you start.
What is included in the fee
A treatment fee should be clear about whether it covers the diagnostic records, every scheduled adjustment visit, the retainers at the end of treatment, and repairs when a bracket comes loose. Those items are not always bundled the same way, and a quote that excludes two of them is not comparable to one that includes all four. We put ours in writing so you can lay it next to anyone else’s.
Paying for Two Children at Once
Riverview households often reach orthodontics for two kids inside the same few years, which is a real budgeting problem rather than a hypothetical one. Two things help. The first is timing: an early evaluation at age seven sometimes lets one child wait a year or two without any penalty, which spreads the expense instead of stacking it. The second is that our in-house plans are structured per case, so two overlapping plans do not compound interest, because there is no interest to compound. Bring both children to the same consultation appointment and we will map out the sequence with you.
Getting Your Actual Number
Your free consultation ends with a written treatment plan and the fee attached to it. That document is yours to take home, compare, and think about. There is no deposit to get it and no obligation after it.
We recommend getting more than one opinion, particularly on a complex case. A plan you can hold and read side by side with another one is worth considerably more than a phone quote.
Is Orthodontic Treatment Worth It
That is a fair question and the honest answer depends on the case. Cosmetic-only crowding in an adult who is not bothered by it is a legitimate no. A crossbite in a growing child, a deep bite wearing down enamel, or a jaw discrepancy affecting how someone eats is a different matter, and delay usually makes those cases longer and more expensive rather than cheaper.
Dr. Abdulrazzaq will tell you which one you are looking at. Being told you do not need treatment right now is a normal outcome of a consultation here.
Frequently Asked Questions About Financing
How much do braces cost in Riverview, Florida?
It depends on case complexity, treatment length, and appliance, and we quote an exact fee after examining you rather than advertising a range beforehand. The ranges published around the web span nearly every case type at once, which makes them too wide to plan around. Your free consultation produces a written figure specific to your case.
Can you pay $100 a month for braces?
Monthly payment amounts depend on the total fee, the down payment, and the length of the plan. Because our in-house plans carry no interest and traditional braces start at $500 down, the remaining balance divides evenly across treatment with nothing added on top. We will show you the actual monthly figure in writing at your consultation.
How much do I have to pay before treatment starts?
Traditional braces start at $500 down. Other treatments vary, and the down payment is always stated in writing before you agree to anything.
Can I use an HSA or FSA for orthodontic treatment?
Yes. Orthodontic care is an eligible expense under both. Check your plan year deadline, because unused FSA funds are frequently forfeited at year end.
Get Your Written Quote
Call 813-867-0414 or request a free consultation. You will leave with a diagnosis, a treatment plan, and a number, at no cost. We are at 10061 Beach Verbena Drive in Riverview.